Quick Answer
Target accepts Afterpay as a payment method for online purchases made on Target.com and the Target app. Customers can also use Afterpay in-store at Target by downloading the Afterpay app and paying with Apple Pay or Google Pay. However, it is recommended to check the product details for eligibility, as Afterpay may not be accepted for items sold by Target Plus Partners.
Introduction
Target is a popular retail store that offers a wide range of products, from clothing and electronics to home goods and groceries. As customers increasingly seek flexible payment options, one question often arises – does Target accept Afterpay? In this article, we will explore whether Target accepts Afterpay as a payment method for both online purchases made on their website or app, as well as in-store transactions.
Does Target Accept Afterpay?
Online Purchases:
According to the information provided by Target’s official help page (URL1), they do accept Afterpay as a third-party installment plan for online purchases made on target.com and the Target app. This means that shoppers can use Afterpay at checkout to split their purchase into four equal payments paid every two weeks. Alongside other installment plans such as Affirm, Sezzle, PayPal Pay in 4 Klarna, and Zip; AfterPay provides an additional option for those looking to manage their expenses over time.
In-Store Purchases:
While there isn’t specific mention of accepting Afterpay within physical stores according to URL1, it is mentioned through external sources like Aisleofshame (URL3) that it may be possible. In order to confirm if your local store accepts Afterpay, it would be best practice to contact them directly before making any assumptions about its availability.
However, in another source (URL2), we find out more details regarding using Afterpay in-store. Target allows customers who have downloaded the “Afterpay” app to create an account, set up an ‘Afterpay’ card, and pay via Apple Pay/Google Pay. This enables users with access not only when shopping virtually but also during visits inside brick-and-mortar locations.
Other Accepted Payment Methods at Target
Online Purchases
Target offers a variety of payment options for online purchases, ensuring convenience and flexibility for customers. In addition to Afterpay, which we discussed earlier, there are several other third-party installment plans accepted by Target. According to URL1, these include Affirm, Sezzle, PayPal Pay in 4 (PayPal’s own installment plan), Klarna, and Zip.
Furthermore, according to URL3, you can also use the following payment methods when making an online purchase on Target.com or through the Target app:
- Target RedCard: If you have a Target RedCard credit card or debit card linked to your account.
- Third-party Credit and Debit Cards: You can pay with major credit cards like Visa, Mastercard, American Express, as well as popular debit cards from various banks.
- Target GiftCards: Perfect if you want to give someone else the gift of shopping at Target!
- PayPal: For those who prefer using their PayPal balance or linking it directly with their bank accounts.
- Apple Pay: Conveniently make payments using Apple devices such as iPhones, iPads, and Macs that support this feature.
In-store Purchases
When shopping in-person at one of their brick-and-mortar locations, you’ll find that Target accepts a wide range of payment methods. According to URL3, here are the accepted payment methods for in-store sales:
- Cash: (availability may vary by location) If you prefer paying with cash, Target accepts it at most of their stores. However, it’s always a good idea to check with your local store beforehand.
- Target RedCard: Just like for online purchases, you can use either the credit card or debit card version of the Target RedCard in-store as well. This option provides additional benefits, such as 5% off on every purchase and free shipping from Target.com.
- Third-party Credit and Debit Cards: Similar to online transactions, you can pay in-store using major credit cards like Visa, Mastercard, American Express, and various debit cards issued by different banks.
- Contactless Pay: (URL3 did not specify which specific contactless services are accepted, but it is likely that popular options such as Apple Pay and Google Pay are included. These services allow you to make secure payments using your mobile device without having to swipe or insert a card into a payment terminal.
- Gift Cards: Whether received as a gift or purchased yourself, gift cards from Target are an excellent way to pay for purchases at any of their stores. Simply present the gift card during checkout to redeem its value towards your total amount due.
- Personal Checks and Rebate Checks: If writing a check is your preferred method of tendering payment, you’ll be pleased to know that personal checks and rebate checks are reliable options. However, business checks will not be accepted.
- WIC Program (in authorized stores): For those participating in the WIC program (Women, Infants, and Children), authorized store locations accept WIC EBT payments. WIC SNAP EBT is specifically mentioned here, but cash EBT may not be available for payment purposes.
- Mobile Payments: In addition to Apple Pay and Google Pay (Target likely supports both services), other mobile payment methods may also be available depending on location and store policies.
- Alipay (in authorized stores): For international visitors or customers who prefer using Alipay, authorized Target stores accept this popular mobile payment method.
- Campus Cash (in authorized stores): If you’re a student at a participating college or university, you can use Campus Cash to pay for your purchases at Target. This convenient option allows you to use your campus card as a form of payment.
However, according to URL3, it’s important to note that some payment methods are not accepted by Target. These include foreign checks and currency, money orders (except for credit accounts), business checks, and merchant gift cards (except Starbucks gift cards). It is always advisable to check with the store if you do not have access to any of the payment options mentioned above.
Frequently Asked Questions
Can I use Afterpay for all purchases at Target?
Yes, you can use Afterpay for online purchases made on Target.com and the Target app. However, it may not be accepted for items sold by Target Plus Partners. To determine if a specific product is eligible for payment with Afterpay, we recommend checking the product details.
How does Afterpay work?
Afterpay offers customers an interest-free payment option that allows them to split their purchase into four equal payments. These payments are made every two weeks until the total amount is paid off. With no additional fees or interest charges when paying on time, using Afterpay provides flexibility in managing your budget while still enjoying your shopping experience.
Can I use Afterpay in-store at Target?
Yes, Afterpay can be used in-store at Target. Simply download the Afterpay app, create an account, set up the Afterpay Card, and pay using Apple Pay or Google Pay.
