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Is It Accepted?

Does Walmart Accept Afterpay?

Quick Answer

No, Walmart does not currently accept Afterpay as a payment method. However, customers have the option to purchase Walmart gift cards through the Afterpay website. Walmart does offer alternative payment options such as Affirm, Walmart Pay, major credit cards, debit cards, cash, Walmart gift cards, PayPal, and Klarna. It is recommended for customers to check Walmart’s website or contact customer service for the most up-to-date payment options and availability information.


Walmart is one of the largest retail chains in the United States, offering a wide range of products at affordable prices. As customers increasingly seek flexible payment options, it’s important to know which methods are accepted by Walmart. One popular payment method that many shoppers inquire about is Afterpay.

Afterpay allows customers to make purchases and pay for them over time with four equal installments, without any interest or fees if paid on time. However, when it comes to using Afterpay at Walmart, there seems to be some confusion among consumers due to conflicting information from various sources.

In this article, we will explore whether Walmart accepts Afterpay as a payment option and provide alternative methods available for making payments at their stores or online platforms. We’ll also address frequently asked questions regarding specific details related to these payment options so you can have all the necessary information before your next shopping trip.

Please note that while every effort has been made to ensure accuracy in this article based on external sources such as blogs (URL1), Reddit posts (URL2), and YouTube videos (URL3), it’s always recommended checking directly with Walmart through their website or contacting customer service for up-to-date information on accepted forms of payment.

Does Walmart accept Afterpay?

Walmart’s official stance on Afterpay

According to external sources, as of the time of writing this article, Walmart does not currently accept Afterpay as a payment method. However, there are alternative options available for customers who wish to make purchases at Walmart.

Walmart offers various other payment methods that can be used both in-store and online. These include major credit cards such as Visa, Mastercard, American Express, and Discover. Debit cards linked to these networks are also accepted. Additionally, cash payments are accepted at all physical store locations.

Customers can also use digital wallets like Apple Pay or Google Pay through the “Walmart Pay” feature within the official Walmart app. This allows for convenient mobile payments directly from your smartphone.

Furthermore, Walmart provides its own financing option called Affirm which enables customers to finance their purchases over an extended period of time with fixed interest rates ranging from 0% up to 30%. With Affirm loans offered by third-party lenders partnered with walmart.com, customers have flexibility in choosing repayment terms between 3 months, 6 months, and 12 months depending upon eligibility criteria set forth by the lender. It is important, however, to note that minimum purchase amounts may apply when using Affirm.

Reddit users’ experiences with Afterpay at Walmart

While it has been stated officially that Afterpay isn’t supported yet, according to some Reddit posts shared by users, they were able to successfully add Afterpay during the checkout process. Some reported issues where card information was not automatically filled out, including expiration date and CVV number. However, some suggested manually entering those details while others mentioned reopening the app multiple times eventually worked for them. It should be noted, though, that the availability might vary based on location since one user claimed being unable to access Walmart via his/her Afterpay application.

It is always recommended checking directly with customer service or visiting their website before making any assumptions about specific stores accepting Afterpay as payment. Policies and acceptance of alternative payment methods can vary by location, so it’s best to confirm the most up-to-date information directly from Walmart.

In conclusion, Walmart does not currently accept Afterpay as a form of payment. However, customers have several other options available including major credit cards, cash payments, digital wallets like Apple Pay or Google Pay through the “Walmart Pay” feature within the official Walmart app, and Affirm financing option for eligible purchases. It is always advisable to check with customer service or visit their website for any updates on accepted forms of payments at specific store locations.

Alternative payment options at Walmart

Walmart understands the importance of providing customers with a variety of convenient and flexible payment options. In addition to Afterpay, there are several alternative methods you can use when making purchases at Walmart.


Affirm is a financing option available for eligible customers who want to finance their purchases over time. With Affirm, you can apply for a loan that covers your purchase amount and choose from repayment terms ranging from 3 months to 12 months. Interest rates vary based on your creditworthiness but range between 0% and 30%. It’s important to note that Affirm may not be available for all products or purchases below $150.

Walmart Pay

For those looking for an easy mobile payment solution, look no further than Walmart Pay. This feature allows you to link your preferred debit or credit card within the app itself so that payments become seamless during checkout in-store. Simply open the app while checking out, select “Walmart Pay,” scan the QR code displayed on-screen using your smartphone camera, and voila! Your transaction will be completed securely without needing any physical cards.

Major credit cards, debit cards, and cash

As expected from one of America’s largest retailers, Walmart accepts major credit cards such as Visa, Mastercard, American Express, and Discover. Additionally, you have flexibility in choosing whether you pay by Debit Card. Cash transactions are also accepted if it suits better.

Walmart gift cards

Another great way to make payments at Walmart is through purchasing Gift cards. These gift cards come with no expiration date, making them perfect gifts too. You can buy these directly from Walmart stores or even online via the official website. They offer various denominations which makes it easier for everyone to find something suitable according to the budget. Gift cards can either be used personally or sent to friends and family.


If you prefer using your PayPal account for online purchases, Walmart has got you covered. You can link your existing PayPal account to your Walmart.com account and use it as a payment method during checkout. This provides an added layer of convenience and security when making online transactions at Walmart.


Klarna is another “buy now, pay later” service that allows customers to split their purchase into four smaller payments over time. By selecting Klarna as the payment option at checkout, eligible customers can enjoy the flexibility of spreading out their payments without incurring any interest or fees (subject to eligibility). Please note that not all products may be available for purchase with Klarna financing options.

With these alternative payment methods available at Walmart, America’s largest retailer, you have plenty of choices when it comes to paying for your purchases. Whether you choose Affirm, Walmart Pay, major credit cards, cash, gift cards, PayPal, or Klarna, the goal is to make your shopping experience convenient and hassle-free.

How to use Afterpay at Walmart

Adding Afterpay as a payment method during checkout

To use Afterpay as a payment method at Walmart, follow these steps:

  1. Visit the Walmart website or open the mobile app and add your desired items to your cart.
  2. Proceed to checkout by clicking on the shopping cart icon.
  3. Enter your shipping information and select “Continue.”
  4. On the Payment page, you will see various options for payment methods accepted by Walmart.
  5. Look for an option that says “Afterpay” or something similar under available payment methods.
  6. Select Afterpay as your preferred payment option.

Please note that availability may vary depending on location and other factors, so it’s important to check if this option is available in your area before proceeding with checkout.

Troubleshooting tips for using Afterpay at Walmart

If you encounter any issues while trying to use AfterPay at Walmart, here are some troubleshooting tips:

  1. Manually enter card details: Some users have reported difficulties with automatic filling of card information when using Afterpay; try manually entering all required fields such as expiration date and CVV number instead.
  2. Refreshing/reopening app: If you experience problems adding Afterpay during the checkout process, continuously reopening/refreshing the application might help resolve the issue eventually.

Remember that technology can sometimes be unpredictable, so even though these troubleshooting tips have worked for some users in certain situations, they may not guarantee success every time. If none of these solutions work, you should consider contacting customer support from both companies (Walmart & Afterpay) for further assistance. They would be able to provide more specific guidance based upon individual circumstances.

Frequently Asked Questions

Does Walmart accept Afterpay for online purchases?

No, according to external sources and official information from Walmart, the retail giant does not currently accept Afterpay as a payment method for online purchases. However, customers have an alternative option available.

Can I use Afterpay for in-store purchases at Walmart?

Based on the information gathered from various sources including Reddit users’ experiences and official statements by Walmart itself, it appears that using Afterpay for in-store purchases at Walmart is not possible at this time.

Are there any restrictions on using Afterpay at Walmart?

Since after reviewing multiple resources regarding payments accepted by Walmart, we can conclude that they do not offer or support Afterpay services, so no restrictions apply here.

What other payment options does Walmart offer?

While you cannot use Afterpay at Walmart, the retailer offers several other payment options, including:

  • Affirm
  • Walmart Pay
  • Major credit cards, debit cards, and cash
  • Walmart gift cards
  • PayPal
  • Klarna


  1. https://synder.com/blog/does-walmart-take-afterpay/
  2. https://www.reddit.com/r/Afterpay/comments/znpixo/how_do_you_use_afterpay_with_walmart/
  3. https://www.youtube.com/watch?v=RuN7qEJkgDY