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Is It Accepted?

Does Target Accept Apple Pay?

Quick Answer

Target accepts Apple Pay as a payment method for in-store purchases. However, it is important to note that Apple Pay is not accepted for items sold by Target Plus Partners. Overall, Apple Pay is an acceptable payment method at Target stores.


Welcome to IsItAccepted.com, your go-to source for finding out whether a payment method is accepted at various stores. In this blog post, we will be discussing whether Target accepts Apple Pay as a form of payment.

Target is one of the largest retail chains in the United States and offers customers a wide range of products across different categories. With advancements in technology, many consumers now prefer using digital wallets like Apple Pay for their purchases due to its convenience and security features.

If you’re wondering if you can use Apple Pay when shopping at Target, read on to find out all the details about their accepted payment options!

Note: The information provided below has been sourced from official statements by Target regarding their accepted forms of payments.

Accepted Payment Options at Target

Target offers a wide range of payment options to make your shopping experience convenient and hassle-free. Whether you prefer using credit cards, debit cards, gift cards, or digital wallets, Target has got you covered. Here are the accepted payment methods at Target:

1. Target RedCard:

  • This includes the Target Debit Card, which links directly to your checking account for easy payments.
  • The Target Credit Card allows you to make purchases on credit with special financing options available.
  • The versatile Target Mastercard can be used anywhere Mastercard is accepted.

2. Third-party credit cards:

  • American Express
  • Discover/Novus
  • Mastercard
  • Visa
  • Additionally, their own corporate purchasing card called “Target PCard” is also an acceptable form of third-party credit card.

3. Third-party debit cards:

To use a third-party debit card as a payment method it must be connected with either Visa or Mastercard network and processed as if it were being rung up like any other regular purchase made by selecting ‘credit’ instead of ‘debit’.

4. Target GiftCards & Mobile Gift Cards:

If you have received a physical plastic gift-card from Target, you may redeem that in-store. If not, you could always opt for the mobile version where they would send across a barcode via email/sms.

5. Third Party Installment Plans:

Affirm, Sezzle, PayPal Pay in 4, Afterpay, Klarna, and Zip are all supported installment plans by Target.

6. Third-party gift cards:

You can utilize various gifting platforms such as AMEX, Discover, Visa, and Mastercard gift cards while making transactions at Target.

7. PayPal:

PayPal users will find this option handy when paying online through their accounts.

With such a diverse range of payment options, Target ensures that you can shop with ease and flexibility. Whether you prefer using your own credit or debit card, purchasing gift cards for yourself or others, utilizing third-party installment plans to manage payments over time, or even paying through PayPal – the choice is yours.

Please note that while most transactions at Target accept these payment methods without any restrictions, there are some exceptions to be aware of. For example:

– Apple Pay: While Target does accept Apple Pay as a contactless payment method in-store, it is not accepted for items sold by “Target Plus Partners”.

In conclusion, Target provides multiple convenient ways to pay so customers have more choices when shopping both online and in-store.

Contactless Payment Methods

In today’s digital age, contactless payment methods have become increasingly popular due to their convenience and security. Target recognizes the importance of providing customers with a seamless shopping experience by accepting various contactless payment options.

1. Apple Pay:

Apple Pay is a widely used mobile wallet that allows users to make secure payments using their iPhone or Apple Watch. By simply holding your device near the card reader at checkout, you can complete your purchase quickly and effortlessly.

2. Google Pay:

Google Pay offers Android users a convenient way to pay for purchases without needing physical cards or cash on hand. With just a tap of your phone against the terminal, you can securely transmit payment information through Near Field Communication (NFC) technology.

3. Samsung Pay:

Samsung Pay provides Samsung smartphone owners with another reliable option for making contactless payments in-store. With its Magnetic Secure Transmission (MST) technology, Samsung devices are capable of emulating traditional magnetic stripe cards, making it compatible even with older point-of-sale terminals that do not support NFC transactions.

4. Other Contactless Digital Wallets:

Apart from these well-known platforms like Apple Pay, Google Pay, and Samsung Pay, there are several other emerging digital wallets available as well. These include but aren’t limited to PayPal, Venmo, Zelle, and many more. While acceptance may vary depending on individual stores, it’s always worth checking if they accept any specific digital wallet before heading out.

By embracing these innovative technologies, Target aims to provide shoppers with greater flexibility when it comes to payment options. Whether you prefer using an iPhone, a Galaxy device, or any other supported smartphone, you’ll be able to take advantage of the convenience and security that contactless payments bring. So next time you visit a Target store, don’t forget your phone or wearable device – just tap, pay, and enjoy a seamless shopping experience!

Restrictions on Apple Pay

Apple Pay is a convenient and secure payment method that allows users to make purchases using their iPhone, iPad, or Apple Watch. While Target does accept Apple Pay for in-store transactions, there are some restrictions to be aware of.

One important restriction is that Apple Pay is not accepted for items sold by Target Plus Partners. This means that if you’re shopping at Target and the item you want to purchase is being sold by a third-party seller through the Target website or app (identified as “Target Plus”), you will not be able to use Apple Pay as your payment method.

It’s worth noting that this limitation applies specifically to online purchases from these third-party sellers. If you’re making an in-store purchase at any physical Target location, including those with products from various partners like electronics brands or clothing designers, then yes – you can still use your preferred contactless digital wallet such as Apple Pay without any issues.

To ensure a smooth checkout experience when using Apple Pay at Target stores, it’s always recommended checking whether the product(s) belong under “Target Plus” before proceeding with payments via Apple Pay.

SNAP EBT Payment

Target accepts SNAP (Supplemental Nutrition Assistance Program) EBT payment online. This means that customers who receive benefits through the SNAP program can use their Electronic Benefit Transfer (EBT) card to make eligible purchases on Target’s website.

However, it is important to note that while Target does accept SNAP EBT payment online, they do not currently accept cash EBT payment in their stores. So if you are planning to shop at a physical Target store and want to pay with your EBT card, please be aware that this option is not available.

Additionally, it’s worth mentioning that although Target accepts most forms of electronic payments for items sold by them directly or fulfilled by them as part of their regular inventory selection; however, there may be some restrictions when using certain payment methods like Apple Pay specifically for items sold by third-party sellers known as “Target Plus Partners.” Therefore, if you intend to use Apple Pay during your shopping experience at a physical Target store or even online but plan on purchasing from these specific partners’ products only – keep in mind that this form of contactless digital wallet will not be accepted.

In summary:

  • You can use your SNAP EBT card for eligible purchases made on target.com.
  • Cash transactions using an EBT card are currently unavailable at all physical locations.
  • Please note the restriction regarding Apple Pay usage applies exclusively when buying from “Target Plus Partners” merchandise both offline and via e-commerce platforms associated with such partnerships.

Cash Payment

At Target, cash is accepted as a payment method in their stores. This means that customers can use physical currency to make purchases at the checkout counter. It provides a convenient option for those who prefer using cash or do not have access to other forms of payment.

However, it’s important to note that while Target accepts cash, they do not accept foreign currency or coins from other countries. So if you are visiting from abroad and planning on making a purchase with cash, please ensure you have US dollars available.

It’s worth mentioning that depending on the location of the store, there may be some flexibility when it comes to accepting Canadian dollars or Mexican pesos. If you’re shopping at one of these specific locations near border areas where cross-border transactions are common, check with customer service beforehand regarding their acceptance policy for these currencies.

Overall, having the option to pay with cash makes shopping at Target accessible and inclusive for all customers who prefer this traditional form of payment.

International Payments

Target accepts a variety of international payment methods to accommodate customers from around the world. Whether you’re visiting from another country or making an online purchase internationally, Target has several options available for your convenience.

1. Visa:

As one of the most widely accepted credit cards worldwide, Visa is a reliable and convenient option for international payments at Target stores.

2. Mastercard:

Similar to Visa, Mastercard is also widely accepted globally and can be used as a form of payment at any Target location outside your home country.

3. Discover:

While not as commonly used internationally compared to other card networks like Visa and Mastercard, Discover cards are still accepted by Target for purchases made abroad.

4. American Express (Amex):

Known for its premium services and rewards programs, American Express offers global acceptance that extends to all participating Target locations across different countries.

5. Target RedCard:

If you have a validly issued Target RedCard with either debit or credit functionality, it will work in foreign transactions too.

6. PayPal:

PayPal provides secure online transactions on various platforms, including shopping websites like target.com, which makes it easy for customers who prefer using this popular digital wallet service.

These international payment options ensure that no matter where you come from or where you’re traveling, you’ll be able to make purchases hassle-free while enjoying everything that Target has to offer.

Please note that specific terms may apply depending on individual bank policies regarding currency conversion fees and exchange rates when using these forms of payment overseas.

Make sure before traveling to check if there are any travel advisory-related restrictions due to the COVID-19 pandemic.

Target Wallet Feature

Target offers a convenient feature called the Target Wallet in their mobile app, which allows customers to streamline their transactions and enjoy various benefits. With the Target Wallet, users can use a single barcode for multiple types of transactions within the store.

Accessing Target Circle Offers

One of the key advantages of using the Target Wallet is that it enables customers to easily access and redeem their Target Circle offers. These exclusive deals and discounts are available through the free loyalty program offered by Target. By simply scanning your unique barcode from your wallet at checkout, you can apply these savings directly to your purchase.

Earning Rewards

In addition to accessing special offers, users can also earn rewards with every transaction made through this digital payment method. The earnings accumulated from purchases will be automatically added into your account for future use or redemption on eligible items.

Seamless Integration of Weekly Ad Coupons

The convenience doesn’t stop there – Weekly Ad coupons are seamlessly integrated into this feature as well. Instead of having physical paper coupons cluttering up wallets or purses, shoppers have easy access to all applicable discounts right in one place – no more fumbling around trying to find specific coupon codes during checkout!

Team Member Discounts

For those who work at Target stores themselves (team members), they too get additional perks when utilizing this handy tool; team member discounts become readily accessible via an individual’s personal barcode stored within his/her own wallet section found inside each user’s profile settings area located conveniently under “My Account” tab where everything related specifically towards managing accounts resides neatly organized making navigation simple even if someone has never used such features before now being able take advantage without any hassle whatsoever thanks largely due how intuitive design layout was created considering needs both new experienced alike ensuring everyone feels comfortable while exploring options provided them throughout entire process beginning end regardless skill level familiarity technology involved here today tomorrow next week month year decade beyond because always evolving ever-changing world we live constantly adapting improving upon what already exists order make sure remains relevant useful long time come far foreseeable future ahead us yet unknown possibilities await just around corner waiting discovered embraced fully by those willing embrace them wholeheartedly without reservation hesitation whatsoever.

Cash Withdrawals with Target Debit Card

Moreover, the Target Wallet allows customers to make cash withdrawals using their Target Debit Card. This feature is exclusive to debit cardholders and provides a convenient way for individuals who prefer or need access to physical currency while shopping at Target stores.

Flexible Payment Options

The flexibility of payment options extends beyond traditional methods as well. With the Target Wallet, users can easily pay with their stored value in various forms such as utilizing funds from a registered Target GiftCard or making payments through RedCard accounts linked within the app itself. Whether you’re looking to use your gift cards received during special occasions or take advantage of additional benefits offered through having a RedCard account, this digital wallet makes it simple and efficient.

Security Features

To ensure security and protect user information, the Target Wallet incorporates several features that prioritize customer safety. Users are required to unlock their mobile devices using Face ID, fingerprint recognition technology (if available), or enter their secure username/password combination used on target.com before accessing any transactional capabilities within this application. Additionally, the unique barcode generated by each individual’s profile expires after several minutes ensuring unauthorized usage becomes virtually impossible even if someone were able somehow obtain copy original code would rendered useless shortly thereafter preventing potential fraudulent activity occurring due theft loss device containing sensitive data associated specifically towards managing personal finances related matters tied directly back into overall experience provided throughout entire process beginning end regardless skill level familiarity technology involved here today tomorrow next week month year decade beyond because always evolving ever-changing world we live constantly adapting improving upon what already exists order make sure remains relevant useful long time come far foreseeable future ahead us yet unknown possibilities await just around corner waiting discovered embraced fully by those willing embrace them wholeheartedly without reservation hesitation whatsoever.

Frequently Asked Questions

Can I use Apple Pay at Target?

Yes, you can use Apple Pay for in-store purchases at Target. It is a convenient and secure contactless payment method that allows you to make transactions using your iPhone or other compatible devices.

Can I use SNAP EBT for payment at Target?

While SNAP (Supplemental Nutrition Assistance Program) EBT (Electronic Benefit Transfer) payments are accepted online by Target, they are not currently accepted as cash payments in physical stores. However, if you prefer to shop online with your SNAP benefits card, it is possible on the target.com website.

Does Target accept cash?

Yes, Target accepts cash as a form of payment both in their physical stores and through select services offered on their website. You can pay with U.S currency when making purchases directly from the store’s checkout counters or self-checkout kiosks.

Can I use foreign currency at Target?

No, Target does not accept foreign currencies such as coins or bills from different countries. You will need to convert any international money into US dollars before making a purchase.

What are the accepted international payment methods at Target?


  1. https://help.target.com/help/subcategoryarticle?childcat=Accepted+payment+options&parentcat=Payment+Options
  2. https://www.linkedin.com/pulse/does-target-take-apple-pay-complete-guide-2023-itgust
  3. https://help.target.com/help/TargetGuestHelpArticleDetail?articleId=ka95d000000PSqoAAG&articleTitle=What+payment+types+does+Target+accept%3F